Privacy Policy

Effective Date: 4/13/2026

1. Introduction

This Privacy Statement applies to UMO PAY and aims to provide you with sufficient information regarding our use of your Personal Information when you visit our website, apply for, or use our services (collectively, the "Services").

We encourage you to read this Privacy Statement carefully. It is designed to help you understand how we protect your data and to assist you in making informed decisions while using our secure payment platforms.

2. Policy Updates

Important terms defined in this Statement are further explained in our Terms & Conditions.

We revise this Privacy Statement periodically to reflect changes in our business operations, Services, or applicable regulatory laws. If a revision requires notice under applicable law, we will provide you with 30 days prior notice by posting updates on our official policy page.

3. Non-Account Holders

Our Services may be accessed by individuals without a UMO PAY account or profile. We collect Personal Information from you even as a non-account holder when you interact with our ecosystem, such as receiving a payment from an existing user.

When shopping on Partner sites, they may disclose Personal Information to UMO PAYto facilitate transaction security and verification.

4. Definitions

Device Information
Data collected automatically from any device used to access Services, including IP address, network connections, and biometric data.
Geolocation
Precise coordinates (longitude/latitude) obtained via GPS or device settings.
Personal Information
Data about you, including your identity, financial status, and online behavior.
Services
Any UMO branded or unbranded payment functions, rewards, and related digital applications.

Get in touch with UMO PAY

Have questions about your data? Our legal and compliance team is here to help you navigate your privacy rights.

Accra Hub

No. 12 Financial District, East Legon, Ghana

Tel: +233 24 000 0000compliance@umopay.com
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